Senior Commercial Auto Underwriter

Join a growing underwriting team where you'll play a key role in evaluating complex transportation and commercial auto risks while helping drive profitable growth. We're looking for an experienced underwriter who thrives on analyzing challenging accounts, building agency partnerships, and serving as a trusted technical resource for both colleagues and leadership.

What You'll Do

• Evaluate, select, and price complex commercial auto and transportation risks, including fleets, trucking operations, and specialty vehicle exposures.
• Review loss experience, driver quality, vehicle schedules, operational controls, and regulatory data to assess risk and determine appropriate pricing.
• Analyze sources such as loss runs, MVRs, SAFER reports, CAB reports, and IFTA information to make sound underwriting decisions.
• Manage an assigned book of business with a focus on profitability, retention, and strategic growth.
• Build and maintain strong relationships with agents and brokers, becoming a valued underwriting partner.
• Provide technical guidance and mentorship to less experienced underwriters.
• Collaborate with Claims, Risk Control, and Product teams to identify emerging trends and underwriting opportunities.
• Ensure adherence to company guidelines, state regulations, and underwriting authority levels.

What You'll Bring

• 5+ years of commercial auto underwriting experience, preferably within transportation or fleet programs.
• Demonstrated experience underwriting trucking, fleet, and middle-market commercial auto accounts.
• Strong understanding of DOT and FMCSA regulations and their impact on risk evaluation.
• Ability to interpret loss trends, driver performance, operational exposures, and financial information.
• Excellent communication, negotiation, and relationship-building skills.
• Strong analytical and decision-making abilities.

Preferred Qualifications

• Bachelor's degree in Risk Management, Insurance, Business, Finance, or a related field.
• CPCU, AU, ARM, or other industry designations.
• Experience mentoring underwriters or acting as a technical resource within a team.
• Bilingual English/Spanish skills.

Ideal Background

Successful candidates often come from transportation-focused carriers or MGA environments and have experience underwriting:

• Long-haul trucking
• Regional fleets
• Commercial vehicle programs
• Last-mile delivery operations
• Specialty transportation risks